Understanding Mobile Home Financing Made Simple
Manufactured home loans can feel confusing — especially with leased land, older homes, or credit challenges. We break it down in plain language and connect you with licensed brokers when you want personalized help.
Requirements vary by lender and state. This site is educational — no guarantees of approval or rates.
Use the calculator below for a rough monthly payment estimate. For accurate quotes, talk to a licensed lender.
Rates shown are examples only — your rate depends on credit and other factors.
Terms vary by lender and state.
A licensed lender can review your credit, income, and property details and explain real options available in your state.
- Learn: Read guides tailored to mobile/manufactured homes.
- Estimate: Use the calculator for educational numbers.
- Connect: When you’re ready, we match you with licensed lending partners.
- Chattel loans (often used for leased land / parks).
- Manufactured home mortgages (when land + home qualify).
- FHA Title I (may be more flexible in some cases).
Options vary by property type, lender, and state.
- Educational-first: no “guaranteed approval” claims.
- Licensed partners: lenders/brokers licensed in their states.
- Clear disclaimers: estimates and requirements vary.
Want personalized lender options?
Tell us your state, timeline, and whether you’re looking at a new or used home. We’ll connect you with a licensed professional who can explain your options.